For most people, public liability insurance is not a term that rates highly in their daily lexicon.
But if you’re a producer, presenter or arts venue owner – it’s a different story. In that case, you’ll be an expert on the subject, and it may have been causing you lost sleep in recent times.
In particular, Australian live music venues have seen their public liability (PL) insurance policies increase 10-fold over the past 12 months. A policy that may have cost them $20,000 per year, could now be worth $120,000.