Insurance is a quagmire of tetchy clauses for many of us. Add to that the complexity of a studio practice, often involving specialised machinery, toxic materials or the use of heat to create objects, and it becomes a headache-inducing nightmare.
Given the cost of these requirements, artists, designers, craftspersons and makers have turned to subsidised insurance agreements under member organisations – such as the National Association for Visual Artists (NAVA), Craft ACT, Craft Victoria, Guildhouse, Artsource and Flying Arts, among others. Last month, that agreement came tumbling down like a house of cards.