Insurance is a quagmire of tetchy clauses for many of us. Add to that the complexity of a studio practice, often involving specialised machinery, toxic materials or the use of heat to create objects, and it becomes a headache-inducing nightmare.
Insurance for artists and makers running a studio business, however, is a necessity.
Simply to present their wares at a makers’ market, for example, requires proof of insurance and professional indemnity, as does undertaking a residency or presenting workshops – ultimately reducing creatives’ income and stifling their artistic practices.
