How risk aversion is impacting insurance for artists

Elevated working platforms sending insurance sky-high for arts workers and artists.
Artist insurance. Photo of a person wearing a black hoodie and blue jeans, smiling as they paint a colourful mural with a paint brush. In their other hand they are holding a paint bucket.

A recent policy adjustment rollback by insurance provider QBE – the second this year – spares thousands of artists working on large-scale murals and public art projects from changes that would have left them uninsured or facing unaffordable premiums.

For over a decade, the insurer has provided a low-cost insurance package currently relied upon by almost 3000 National Association for the Visual Arts (NAVA) members and thousands more through a shared group policy administered by arts service organisations: Artsource (WA), Craft Victoria, Craft + Design Canberra (ACT), Flying Arts Alliance (Qld) and Guildhouse (SA). 

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Penelope Benton is Executive Director, National Association for the Visual Arts (NAVA).