Should I get Income Protection Insurance?

Unforeseeable problems and risks make it necessary to implement a sound strategy to protect your income and yourself. But do you really need Income Protection Insurance?
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Your ability to earn an income is ultimately, in this day and age, your most important asset. How would you cope if something happened to you to hinder your ability to earn money, either in the short-term or the long? There’s sick leave but that’s limited, and Worker’s Compensation only covers injuries suffered in the workplace. Unforeseeable problems and risks make it necessary to, not only keep a little extra cash as a buffer, but more importantly implement a sound strategy to protect your income and your future. 

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